January Saving Tips!

A big resolution for everyone I know has something to do with saving money in one way or another. Personally, I’m saving up for a new MacBook Pro for my senior year of college. Since my last post about saving money, I’ve learned some new things that I would love to share with you. Here are my favorite ways to save money!

Save Your Change

This is the easiest saving tip of the post. When I can, I try to use cash because that psychologically makes you feel like you’re spending more money than just swiping a card. When doing this, I like to save as much change as I can. Then, when I get home, I just put it in a mason jar on my desk. I’ve saved tons of money over the years this way! There’s a reason why the saying “Watch the cents and the dollars will take care of themselves” is so popular. It really works!

Sell What You’re Not Using

There are tons of great apps out there, like Poshmark and Mercari, that are made just for this purpose! You can sell old clothing items, shoes, jackets, and more. It’s a great way to declutter your closet and home while making some cash on the side. You can save the money made from this venture and dedicate it to your savings account. I’ve done this myself in the past and highly recommend it to everyone! The saying “One man’s trash is another man’s treasure” comes to mind when I think of this tactic. Find out more about Poshmark and Mercari here!

Order Repeating Products Online

My family does this and we love it! Amazon has an awesome program called Pantry which makes reordering the same products over and over, which saving a pretty penny when buying in bulk! This feature is exclusive for Prime Members (if you’re a student with an @university.edu email address, you can save 50% on membership) and I love it. They have all sorts of items, from grocery type items to household essentials like razors and paper towels. A lot of the time, the discounted bulk price will be smaller than the combined price of buying the items every couple of weeks from Target and worth buying more at one time. I suggest looking into it and seeing what items you repurchase regularly are available for you! Find out more here.

Don’t Save Credit Cards Through Browsers

This has been a big saver for me. When online shopping, browsers like Chrome offer being able to save your credit card information to make checking out a lot simpler. I recommend against using this feature because this is an enabler. When I’m online shopping, 90% of the time I don’t need what’s in my cart. When I go to check out, I have to find my wallet, which usually won’t be within easy reach of me, in order to grab a card so I can enter the information. I can count on my reluctant hesitation of moving to overpower my urge of spending money I shouldn’t. I usually close the browser instead of going through the process of online shopping. These actions really help me save money over the past couple of years. You should try this! Not to mention that it’s safer so that your credit card information can’t be hacked.

These are the saving tips that I’m focusing on for the New Year! I hope that these help you save some money for that special something you have your eye on. As always, thank you so much for reading!

Love,

Kaitlin

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